How are your premium bonds doing lately.

[Rapid7Nick]

Not too sure if just me and striking it lucky. Although lately over the last six months running I’ve won, including another £275 today. So just shy of 2k in six months.
Prior to this I was getting an average or four or five wins a year averaging £25 or £50 a time.
Pretty sure I read somewhere recently about the prize fund rate increasing.

 

[Martin Bacon]

I’m the exact opposite Nick…was getting a few results, then naff all in last 4-5 months!
I think they reduced the no. of small prizes (£50 etc) , but channeled a bit more proportionally into the slightly larger size wins.
Well done you on having good luck

 

[Anchutz]

I've averaged £400 a month over the past 18 months £475 this morning. You need maximum holdings though to get these sort of returns.
Most of the big wins go to maximum holders.

 

[Sak]

Never won a penny

 

[MoggyM]

£40,000 in premium bonds after downsizing the house and not a penny in return for 4yrs. Gave up and moved money, brought guns and motorbikes and holidays.

 

[Meal Dot]

Doing alright myself, just got 500 today, and a couple of grand in previous months. Not bad returns compared to other savings, like ISA's.

 

[That hurts]

Collectively as a family, we have quite a large holding and have never won

 

[Onion]

£100 today.

 

[Ben Hur]

Me mum bought 5 in 1951 when I was born, a lot of money then. Never won a sausage.

 

[Tony.T]

Me mum bought 5 in 1951 when I was born, a lot of money then. Never won a sausage.

Same as me, year and amount!

 

[Popgun Rob]

I've averaged £400 a month over the past 18 months £475 this morning. You need maximum holdings though to get these sort of returns.
Most of the big wins go to maximum holders.

Me and my wife both have maximum and get nowhere near that.

The average is apparently around 3% (ish) returns on the investment, which I probably get. Today I only got £50, but it's a rare month for me not to win something.

It does seem to be the odd person gets more 'luck' though. A friend of the wife's seems to always win decent amounts and is probably a similar average to you, if not a touch more.

It's a strange one though, it's supposed to be random, but I've heard people say they sold all their bonds, then rebought them for next month and suddenly started winning

 

[Rapid7Nick]

It's a strange one though, it's supposed to be random, but I've heard people say they sold all their bonds, then rebought them for next month and suddenly started winning

Heard of a few that have done that, pretty sure this refreshes the bonds top of the pile giving more chance’s of winning.

Ive been putting between 5k and 10k in monthly over the past four months. Although having maximum holdings in certainly improves the chances of a nice win..

 

[Andy from Sandy]

I did read or hear somewhere a block is better than small amounts so selling them all and buying a continuous block is the way to go apparently.

 

[junglie2022]

I had £25 quids worth & won £25 once......lol.

 

[junglie2022]

Heard of a few that have done that, pretty sure this refreshes the bonds top of the pile giving more chance’s of winning.

Ive been putting between 5k and 10k in monthly over the past four months. Although having maximum holdings in certainly improves the chances of a nice win..

Get the pints in then.......

 

[Andy602]

Only ever had a couple of small wins on Bonds but my Crypto rose 50% last month which was nice . . .

 

[Dave-H]

£150 for me, £175 for the wife’s…
We get a decent return to be fair, it’s rare that one of us doesn’t get something, and we’ve never (yet) had a month where neither of us win.
For some reason the wife s holding’s always seem to do better than mine … she often gets £300 - £500 whereas mine have never done better than £300 ….

 

[benjaminpcp]

I've averaged £400 a month over the past 18 months £475 this morning. You need maximum holdings though to get these sort of returns.
Most of the big wins go to maximum holders.

thats a very good return for a maximum holding over 18 months hope it continues but if it doesnt your,e well ahead.
paul.

 

[2506sendero]

I started looking after my Mum's finances about 8 months ago, and in that time she has won £500+ and i actually paid another 2 cheques in for £150 just yesterday, she has 10K's worth.

 

[junglie2022]

I started looking after my Mum's finances about 8 months ago, and in that time she has won £500+ and i actually paid another 2 cheques in for £150 just yesterday, she has 10K's worth.

Good for her !